Overview
My approach is practical: first we read documents, needs and real costs, then we decide whether changing something makes sense. I do not represent one single insurance company and my role is to help you understand the available options.
What I check
- FINMA registration F01451373
- Advice in Italian, German, English and French
- Comparison of solutions from several Swiss insurers
- Practical support on insurance, pension, taxes and financial decisions
- Clear explanation of costs, advantages, limits and alternatives
When it is useful
- You want an independent check before signing
- You have documents you cannot interpret
- You prefer a simple and direct explanation
- You need to coordinate several topics together
- You want to know whether an offer really fits you
Useful documents to prepare
- Policies or offers to review
- Main questions to clarify
- Letters received from insurers, banks or authorities
- Preferred language
- Goal of the consultation
When changing may not be necessary
Serious advice can also confirm that what you already have is suitable. Changing should not be the automatic goal.